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The Complete Guide to Second Homes for Vacations, Retirement, and Investment by Gary W. Eldred,

The Complete Guide to Second Homes for Vacations, Retirement, and Investment by Gary W. Eldred,
There has never been a better time to own a second home. Demographics, lifestyle preferences, lower costs of ownership, tax-saving benefits, and the return of property appreciation are driving demand and growing the market for second homes. The baby boom bulge in the population is now pushing into the age categories that include the largest numbers of second-home purchasers. Now an expanding market for second homes coupled with increasing competition among mortgage lenders and property insurers is bringing down the costs and difficulties of second-home ownership. Even federal income tax laws offer pleasure users and investors a variety of new tax breaks and deductions.



The Essential Joseph Beuys by Alain Borer,
The Essential Joseph Beuys by Alain Borer,
Joseph Beuys (1921-1986) was one of the most original and influential artists of the twentieth century. Challenging the traditional confines of art, he embraced a broader, philosophically and politically based practice formulated in the dictum "Everyone is an artist". His unique approach to the creative process transformed materials such as felt, fat, honey, blood, wax, copper, and sulfur into fluent and expressive artistic media. Called the most olfactory artist in history, he preferred the smells of the pungent and decaying, just as he favored the indecent, ugly, and disfigured over the polished, shiny, tasteful products of city slickers and social seekers. His long-term radical aims included the introduction of direct democracy through referendum, free access to all educational institutions, and a restructuring of the economy based on ecological necessity. The Essential Joseph Beuys was inspired by the idea of an imaginary Beuys exhibition unhampered by the problems connected with actual exhibitions, e.g., those of geography, insurance, fragility, and the concerns of lenders. The book provides a definitive survey of the artist's work in every medium in which he worked - drawings and watercolors, sculptures and objects, environments and actions, and multiples and printed works. Arranged chronologically and covering the four decades he was active (1945-1985), the book reflects the changes in Beuys' choice of register, from the soliloquy of his early days to the dialogue of his period as a teacher to the powerful language of his public lectures to international audiences. In this introductory essay, "A Lament for Joseph Beuys", Alain Borer summarizes the artist's oeuvre, drawing out themes of great complexity and relating them to Beuys' artistic and social milieus.



Preferred stock - A preferred stock, also known as a preferred share or simply a preferred, is a share of stock carrying additional rights above and beyond those conferred by common stock.

Trust-preferred security - A Trust preferred security is a security possessing characteristics of both equity and debt issues. A company creates trust-preferred securities by creating a trust and issuing debt to the new entity, while the trust issues the trust preferred securities.

Lender's Bagels - Lender's Bagel Bakery started when Harry Lender immigrated to the United States from Poland in 1927.

Commercial lender (US) - In the US a commercial lender offers loans backed by hard collateral. In most cases this is real estate, but it can also include factoring, non-conforming assets, or other sources of collateral.



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