Insurance Life Midland National

This current, accurate and detailed industry guide for financial service professionals examines life and health insurance "simultaneously from the viewpoints of the buyer, the advisor, and the insurer"--providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today's health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals.

With baby-boomer retirement drawing nearer, Social Security, long a "third rail" in American politics, has become fair game. When President Clinton launched national discussion in April on the future of the program, the loudest voices seemed to belong to those who claimed the system would go "bankrupt" and argued for scrapping it in favor of a privatized plan. Is the nation's premier social insurance program on the brink of collapse? In this book, two of the nation's most widely respected economists argue that the "Chicken Little" view of Social Security--that future costs doom the current system--is so exaggerated that it is just plain wrong. Certainly, the retirement of the baby boom generation will require some adjustments, but they need be no greater in type or size than adjustments the government has adopted to deal with the overall budget deficit. The book provides the historical background of the economic circumstances that different generations have faced in this century and shows how changes in Social Security has affected life in America. The authors also analyze the economic assumptions underlying current reform efforts, closely scrutinizing the increasingly popular proposals to privatize Social Security by transforming it from an insurance program to a system of individual retirement accounts.

Jackson National Life - Jackson National Life Insurance is a US life assurance company that is a subsidiary of the UK based insurer, Prudential Plc.

Term life insurance - Term life insurance is the original form of life insurance and is considered to be pure insurance protection because it builds no cash value. This is in contrast to permanent life insurance such as whole life, universal life, and variable universal life.

Commerce National Insurance - Commerce National Insurance, Commerce National Insurance Services, or Commerce Insurance Services is the insurance subsidiary of Commerce Bancorp and maintains its headquarters in Cherry Hill, New Jersey. Commerce National is one of the 25 largest insurance agencies in the United States, and is licensed in all 50 states.

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